Terms & Conditions

These Terms and Conditions govern your use of Revelle Capital Limited's website and services. By accessing our website or using our services, you agree to be bound by these terms.

Revelle Capital Limited (Company Number 15190066) is registered in England and Wales. Registered office: 14/2e Docklands Business Centre, 10-16 Tiller Road, London E14 8PX.

1. Definitions

• "We", "Us", "Our" refers to Revelle Capital Limited
• "You", "Your" refers to the user of our website or services
• "Services" refers to our finance broking and advisory services
• "Website" refers to revellecapital.com and all subdomains
• "Lender" refers to third party finance providers in our network

2. Nature of Our Services

2.1 Finance Broking

We act as a finance broker, connecting clients with lenders who may provide funding solutions. We do not lend money ourselves. We are not authorised or regulated by the Financial Conduct Authority (FCA) for consumer credit activities. Our services are limited to commercial and high net worth individuals.

2.2 No Guarantee of Funding

We cannot guarantee that any lender will provide you with funding. All lending decisions are made solely by lenders based on their own criteria. We provide introductions and facilitate applications but do not control lender decisions.

2.3 Advisory Nature

Information provided on our website and in communications is general in nature and does not constitute financial, legal, or tax advice. You should obtain independent professional advice appropriate to your specific circumstances before making financial decisions.

3. Client Responsibilities

3.1 Information Accuracy

You agree to provide accurate, complete, and current information when enquiring about or applying for services. Providing false or misleading information may result in termination of services and could constitute fraud.

3.2 Due Diligence

You are responsible for conducting your own due diligence on any lender, loan terms, or financial product. We facilitate introductions but you must independently verify all terms and assess suitability for your circumstances.

3.3 Compliance with Lender Terms

Any agreement you enter with a lender is directly between you and that lender. You are responsible for complying with all terms, conditions, and obligations under such agreements.

4. Fees and Charges

4.1 Broker Fees

We may charge fees for our services. Any fees will be clearly disclosed and agreed before we proceed with work on your behalf. We may also receive commission from lenders. Where we receive commission, this will be disclosed in accordance with regulatory requirements.

4.2 Third Party Costs

You are responsible for all third party costs associated with obtaining finance, including but not limited to valuation fees, legal fees, survey costs, and lender arrangement fees. These are separate from our broker fees.

4.3 No Refunds

Fees paid for work completed are generally non refundable, even if a lender ultimately declines your application. Specific refund terms will be outlined in individual service agreements where applicable.

5. Website Use

5.1 Permitted Use

You may use our website for:

• Viewing information about our services
• Submitting legitimate enquiries
• Accessing resources and articles

5.2 Prohibited Activities

You must not:

• Use the website for any unlawful purpose
• Attempt to gain unauthorised access to our systems
• Introduce viruses, trojans, or other malicious code
• Copy, reproduce, or distribute website content without permission
• Scrape or harvest data from the website using automated means
• Impersonate another person or entity
• Submit spam, fraudulent enquiries, or abusive content

5.3 Account Suspension

We reserve the right to suspend or terminate your access to our website or services if you breach these terms or engage in conduct we deem inappropriate or harmful.

6. Intellectual Property

6.1 Ownership

All content on this website, including text, graphics, logos, images, and software, is owned by Revelle Capital Limited or our licensors and protected by UK and international copyright laws.

6.2 Limited Licence

We grant you a limited, non exclusive, non transferable licence to view website content for personal, non commercial use. You may not modify, reproduce, distribute, or create derivative works without our written permission.

6.3 Trademarks

"Revelle Capital" and associated logos are trademarks of Revelle Capital Limited. You may not use these marks without our prior written consent.

7. Disclaimers and Limitations

7.1 No Warranties

Our website and services are provided "as is" without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error free, or free from viruses or other harmful components.

7.2 Information Accuracy

While we make reasonable efforts to ensure information on our website is accurate and current, we do not guarantee its completeness or accuracy. Interest rates, product features, and lender criteria change frequently and information may become outdated.

7.3 Third Party Content

Our website may contain links to third party websites. We are not responsible for the content, accuracy, or practices of external sites. Links do not constitute endorsement.

7.4 Limitation of Liability

To the fullest extent permitted by law, Revelle Capital Limited shall not be liable for any indirect, incidental, consequential, or punitive damages arising from:

• Your use of or inability to use our website or services
• Errors, omissions, or inaccuracies in website content
• Unauthorised access to your data or communications
• Decisions made based on information obtained through our services
• Actions or omissions of third party lenders

Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded by law.

8. Data Protection and Privacy

We process your personal data in accordance with our Privacy Policy. By using our services, you consent to such processing and warrant that all data provided is accurate.

You acknowledge that we may need to share your information with lenders and other third parties to provide our services. We will handle your data in compliance with UK GDPR and the Data Protection Act 2018.

9. Complaints Procedure

If you have a complaint about our services, please contact us in writing at info@revellecapital.com or by post to our registered address. We will acknowledge your complaint within 5 working days and aim to provide a full response within 28 days.

If you are not satisfied with our response, you may refer the matter to relevant regulatory or dispute resolution bodies, where applicable to the nature of your complaint.

10. Anti-Money Laundering and Know Your Customer

We are required to comply with UK anti-money laundering legislation. Before providing services, we will require you to provide identification documents and information about the source of funds. We reserve the right to refuse service or terminate our relationship if you do not provide required documentation or if we have concerns about money laundering or terrorist financing.

We may report suspicious activity to the National Crime Agency without notifying you, as required by law.

11. Termination

Either party may terminate our service relationship at any time by providing written notice. Termination does not affect:

• Any fees due for services already provided
• Any obligations to lenders or third parties you have entered into
• Provisions of these terms that are intended to survive termination (including intellectual property, liability limitations, and governing law)

We reserve the right to terminate services immediately if you breach these terms, engage in fraudulent activity, or if continuing the relationship would expose us to regulatory or legal risk.

12. Changes to Terms

We may update these Terms and Conditions from time to time to reflect changes in our practices, technology, legal requirements, or for other operational reasons. The "Last updated" date indicates when changes were last made.

Material changes will be notified through our website or by email where we have your contact details. Continued use of our services after changes take effect constitutes acceptance of the revised terms.

13. Governing Law and Jurisdiction

These Terms and Conditions are governed by the laws of England and Wales. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

If you are a consumer, you may also have rights under the law of the country where you reside, and nothing in these terms affects those statutory rights.

14. General Provisions

14.1 Entire Agreement

These terms, together with our Privacy Policy and any specific service agreements, constitute the entire agreement between you and Revelle Capital Limited regarding use of our website and services.

14.2 Severability

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

14.3 Waiver

Our failure to enforce any right or provision of these terms shall not constitute a waiver of such right or provision unless acknowledged in writing.

14.4 Assignment

You may not assign or transfer these terms or your rights hereunder without our prior written consent. We may assign our rights and obligations without restriction.

15. Contact Information

For questions about these Terms and Conditions, please contact us: