Revelle Capital

Business Working Capital

Working Capital Finance UK | Fast Cash Flow Funding

Unsecured and asset-backed working capital facilities. Fund expansion, manage seasonality, or bridge timing gaps in your business.

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Working Capital & Growth Funding

Flexible working capital loans from £50K to £5M based on business performance. Fund growth, smooth cashflow, or seize opportunities without property security.

Traditional banks require property security and take months to approve. Cash flow lenders assess your business performance, provide decisions in days, and fund within a week. Whether you're managing seasonality, pursuing growth, or need working capital flexibility, we connect you with lenders who understand business cashflow.

Our network includes challenger banks, alternative lenders, and fintech providers offering unsecured and asset-backed facilities. From £50K revenue-based loans to £5M+ working capital facilities, we structure funding that supports your business objectives.

Key Statistics

Loan Size
£50K - £5M
Approval Time
48 hours
Term Length
3-36 months
Minimum Turnover
£250K+
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Why Choose Cash Flow Finance?

Fast, flexible working capital without property security

Fast Access

Decisions within 48 hours, funds available in days not weeks

Flexible Security

Unsecured options available, or secured against business assets

Growth Focused

Underwriting based on business performance, not just balance sheet

Preserve Equity

Retain ownership while accessing growth capital

How It Works

Our process for cash flow finance

1

Business Assessment

We review your financials, trading history, and capital requirements.

2

Lender Matching

We present options from challengers, alternative lenders, and specialist providers.

3

Fast Funding

Rapid underwriting, minimal paperwork, funds available within days.

Who Is Cash Flow Finance For?

Seasonal businesses managing cash peaks and troughs
Companies funding growth without dilution
Businesses seizing time-sensitive opportunities
Firms managing delayed customer payments
Companies restructuring expensive debt
Businesses unable to secure traditional bank lending

Get Cash Flow Finance Advice

Tell us about your business and we'll find the right working capital solution for your needs.

1
Your Requirements
2
Project Details
3
Contact Info
Secure & Confidential
24 Hour Response
No Obligation

Frequently Asked Questions

Common questions about cash flow finance

Cash flow finance provides working capital based on your business's cash generation ability rather than just assets. It includes revenue-based loans, unsecured business loans, and asset-light facilities designed to fund operations and growth.
Cash flow lenders focus on revenue and business performance rather than requiring property security. Approval is faster (days not months), terms are more flexible, and credit requirements are often more relaxed. Trade-off is typically higher pricing.
Lenders assess: consistent revenue (typically £250K+ turnover), trading history (usually 12+ months), positive gross margins, manageable existing debt, and clear use of funds. Business performance matters more than personal credit in most cases.
Typical facilities range from £50K to £5M, usually capped at 10-20% of annual revenue depending on lender and business profile. Amounts scale with revenue growth.
Common uses: purchasing inventory, funding growth, managing seasonal working capital, covering VAT or tax bills, hiring staff, marketing campaigns, equipment purchases, or seizing time-sensitive opportunities.
Many lenders provide decisions within 24-48 hours and funding within 5-7 days. Much faster than traditional banks which often take 8-12 weeks.

Related Services

Explore our other working capital solutions

Invoice Finance

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Asset-Backed Loans

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Equity Finance

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Need Working Capital for Your Business?

Get a tailored cash flow finance quote. Speak to our team about flexible business funding without property security.

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